Why Use A Daily Money Manager?
Many people cannot manage their own personal finances because of disability,
physical and mental difficulties associated with aging, lack of financial
knowledge or experience, limited time, and other factors too numerous to
As the population has aged, as people have more obligations and less time,
as financial matters have become more and more complex, as the mound of
accompanying paperwork has grown, the need for professional daily money
managers has exploded.
Daily Money Managers are not intended to function as replacements for
accountants, attorneys, or investment advisers. Rather, they perform a wide
range of tasks for their clients on a daily basis that assist these other
professionals in their respective areas.
As a Daily Money Manager, I
offer my clients a broad range of services:
Organizing your papers and setting up and
maintaining a filing system for your financial records
Scheduling the timely payment of your
Reconciling your checking account(s) with
your monthly bank statements
Assembling and providing your financial
information to your accountant for use in preparing your annual income tax
Monitoring your bank and credit card
accounts on a regular basis to check for accuracy and any suspicious
Advocating for you to correct billing or
other errors by contacting your creditors and speaking on your behalf
Negotiating with your creditors to seek
better terms and/or lower interest rates on credit card balances or any
other outstanding loan or debt obligations you may have
Checking your insurance papers and
monitoring all claims to assure that you receive the full benefits to which
you are entitled
Referring you to social service
personnel, investment, accounting, legal or other experts - and coordinating
my work with these professionals who have the expertise to help you in areas
that exceed my capabilities.
About Herb Simonoff, a Personal
Herb Simonoff is the
President/CEO of Hasma, Inc., a Daily Money Management Company. With
constant and careful attention to detail, he ministers to the needs of
others with tireless enthusiasm.
Herb was born and raised in New York
City. During his adulthood, Herb spent 33 years designing, building, and
operating a large electronics business in New York and New Jersey. In
addition to the financial side of running a sizable business operation, Herb
honed his skills in the art of interpersonal relationships through a
lifetime of negotiating with suppliers, purchasing merchandise, paying bills
in a timely manner, and managing a staff of employees.
After handling the personal financial affairs of family members and friends
for many years, Herb formed HASMA, Inc., a Daily Money Management company to
provide an essential service to those people who want a competent, highly
experienced, caring, and honorable professional to look out for and
safeguard their financial interests. Herb works with people who have
difficulty in managing their own money, paying their bills on time,
organizing their records, and curtailing their spending and debt
accumulation. Herb’s clients include the elderly, those who lack the
knowledge of financial matters as well as busy people who do not have the
time to take care of their financial affairs by themselves.
Herb is highly qualified to perform his duties as a Daily Money Manager in a
professional and ethical manner. His high moral standards, coupled with more
than 45 years of experience in the business world, and his meticulous
attention to detail taught him the importance of due diligence and exacting
accuracy. Herb is extremely comfortable in negotiations and knows the value
of trust in all his dealings.
Herb’s professional affiliations include membership in the highly respected
national organization, the American Association of Daily Money Managers. As
an active member of this Association, he has pledged to conduct his business
according to their very strict Code of Ethics. He is also a charter member
of the National Eldercare Matters Alliance. (See
http://www.ElderCareMatters.com as a source for elder care experts and
information about a wide range of elder care matters.)
In addition to his Daily Money Management Business, Herb has been a member
of Toastmasters, Intl, for many years. A former Toastmaster Area Governor,
Herb achieved the level of “Distinguished Toastmaster” and became a
Certified Judge for oratorical contests. He was also a member of the
Optimist Club, during which time he mentored young students and taught
communication skills to both adults and children.
While seeking additional challenges in
2011, Herb founded the Money Managing Academy, an organization created to
provide educational material concentrating on strategies for responsible
money management. He wrote all the course material for the Academy, and as
its Chancellor, he makes the bulk of the course material available through
In the magnificence of the 9th decade of life, Herb is busier than ever. He
still works out at the gym four times each week and enjoys taking long
exhilarating hikes through the woods. His more sedate activities include
many hours of reading and time spent writing a large collection of poetry
and short stories. Additionally, he volunteers his time to non-profit
organizations involved in community service activities. Equipped with sharp
wit and ready humor, Herb occasionally entertains audiences as an auctioneer
to help raise funds for various humanitarian projects.
Herb and his wife Margie, a retired attorney, celebrated their 60th
wedding anniversary in August 2016. They have two grown children (a daughter who is
a practicing attorney and a son who is a busy cardiologist) and five
mission is to manage the financial affairs of any person who lacks the
knowledge, experience, or time to handle their own daily monetary affairs.
I have a great deal of knowledge of the securities market and of
insurance products. For many years, I had a license for life insurance sales
and had been registered with the National Association of Security Dealers.
However, I am not looking to manage investment portfolios nor do I sell
stocks, bonds, or insurance to my clients. My function as a Daily Money
Manager is to oversee the daily financial interests of my clients and to
protect their assets and credit standing.
Herb Simonoff, Hasma, Inc.
8115 Winged Foot
Dr., Atlanta, GA 30350 | 404-353-7334 |